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The Fiscal Cliff and the Blow Back From the Press, CNBC Hits Hard

December 24, 2012 Other Related No Comments

If you are frustrated with the future America’s future  financial security, you are not alone. CNBC’s Maria Bartiromo showed her frustration as well. While interviewing Democrat Senator Ben Cardin from Maryland about the “fiscal cliff’ , she begins the interview with the question from every American mind in this country…“Are you guys incompetent, or what?” She demolishes the senator for not having a solution to the current situation, and accusing him and other lawmakers of thinking the American people are stupid.

The financial cliff approaches, and even lawmakers say we will plunge into the abyss. It  is looming with both sides unwilling to try and fix it. Neither side want to budge, and we have a president who arrogantly shows his contempt for the Republican side by reminding them of his win in the elections, and demanding the Republicans to change their concessions and do what he wants, or he will use his next two addresses to the American public to blame the Republicans for the situation. This was his plan all along, and he knew that the Republicans will not budge. One contention, which have been talked about for months now is taxing those who make more than one million dollars. Somehow this kind of thinking doesn’t understand that the cost to businesses will be passed on to us, the general public. Either way, what ever happens, the frustration from both the press, at least a few of them, can finally be seen. See the video below.

 

Balancing Family & Business

December 3, 2012 Other Related No Comments

Balancing a career and a family is very difficult to do.

Many employees are working longer hours for less pay than they were just a few years ago. The economy has made everything more expensive and jobs in certain fields are very hard to come by. Very rarely can a couple afford to have one spouse act as a stay-at-home parent and instead must entrust the care of their children to family or babysitters. Job schedules can also make it difficult to attend extra-curricular activities and school functions.

In 1993, the ‘Family & Medical Leave Act’ (FMLA) was created in order to assist with the very issues that are listed above. It was meant to help employees who found it difficult to balance work with their personal lives. It is most commonly used when maternity leave is needed. It guarantees up to 12 weeks of time off from work for certain life-changing events including the addition of a new child (through foster care, birth, adoption, etc.), caring for a sick family member or an employees own health problems. Whether or not the leave is paid or unpaid is up to the discretion of the employer. Normally, employees will have to use their cumulative paid time off or vacation time in order to receive income during that time.

The Act doesn’t discriminate against men or women. If men need to take a leave of absence from work for their spouse having a child, they are able to under FMLA. The act also requires that employees continue to receive the same health care benefits and job position that they had when leaving. It is illegal for an employee to be demoted or fired for taking a leave of absence for any of the reasons covered under the act. It is also open for couples who are not married and does acknowledge same-sex couples. Employees must fill out the necessary forms in order to take their FMLA leave and should give employers adequate notice of their intended leave.

Staying knowledgeable of different aspects of business will help protect and grow your company. Connect with Agency Fusion on Linkedin to stay informed on ways to grow your business!

Be Skeptical About Recommendations for Stocks to Buy by Analysts

July 5, 2012 Other Related No Comments

Granted, getting a stock tip from an analyst is better than getting one from your uncle, or your coworker, unless you work on Wall Street. Even so, you should but skeptical and critical about tips on the best stocks to buy now from analysts that you see on TV, hear on the radio or read on financial websites.

There are a lot of good reasons to be suspicious. That doesn’t mean you throw the baby out with the bathwater. Often, they can provide a lot of insights that you wouldn’t be able to get from anywhere else. You just have to know where to place it.

Analysts have biases because the same companies they rate are the ones that end up signing their paycheck at the end of the day. Most of these experts work for investment banks.

These banks depend on publicly traded companies for that side of the business. It’s a huge revenue generating business and they don’t want to piss off their clients or their potential clients.

Morgan Stanley and Facebook

The most recent example would be with the Facebook IPO.  Recent reports are coming out that while they were touting a $100 billion valuation for the stock, there were analysts in the background that believed it was over hyped.

The problem is that reportedly, they only notified their largest clients of this fact.  But to the rest of the world, they were telling them what a great stock buy this was.  Even large investment companies like Citadel were duped into buying stock in Facebook for their clients and it turned out to be a huge mistake.

When a company that has earnings multiples in excess of 100 has bad news, the stock price really takes a hit.  That is because they have nothing else to really go on except hype.  They don’t have the earnings to back up their valuation.  They only have hope and speculation.  That is what is going on with Facebook and depending on who you talked to at Morgan Stanley, you would have received very different recommendations.

For more articles on stock investing ideas, go to http://financeworldonline.net/.

Patrick J. Buchanan,The Media, Trayvon Martin and Race

April 8, 2012 Other Related 1 Comment

This was written by Patrick J Buchanan, it needed to be shared.

It’s all about race now
by Patrick J. Buchanan
If it had been a white teenager who was shot, and a 28-year-old black guy who shot him, the black guy would have been arrested.

So assert those demanding the arrest of George Zimmerman, who shot and killed Trayvon Martin.

And they may be right.

Yet if Trayvon had been shot dead by a black neighborhood watch volunteer, Jesse Jackson would not have been in a pulpit in Sanford, Fla., howling that he had been “murdered and martyred.”

Maxine Waters would not be screaming “hate crime.”

Rep. Hank Johnson would not be raging that Trayvon had been “executed.” And ex-Black Panther Bobby Rush would not have been wearing a hoodie in the well of the House.

Which tells you what this whipped-up hysteria is all about.

It is not about finding the truth about what happened that night in Sanford when Zimmerma n followed Trayvon in his SUV, and the two wound up in a fight, with Trayvon dead.

It is about the exacerbation of and the exploitation of racial conflict.

And it is about an irreconcilable conflict of visions about what the real America is in the year 2012.

Zimmerman “profiled” Trayvon, we are told. And perhaps he did.

But why? What did George Zimmerman, self-styled protector of his gated community, see that night from the wheel of his SUV?

He saw a male. And males are 90 percent of prison inmates. He saw a stranger over 6 feet tall. And he saw a black man or youth with a hood over his head.

Why would this raise Zimmerman’s antennae?

Perhaps because black males between 16 and 36, though only 2 to 3 percent of the population, are responsible for a third of all our crimes.
In some cities, 40 percent of all black males are in jail or prison, on probation or parole, or have criminal records. This is not a product of white racism but of prosecutions and convictions of criminal acts.

Had Zimmerman seen a black woman or older man in his neighborhood, he likely would never have tensed up or called in.

For all the abuse he has received, Geraldo Rivera had a point.

Whenever cable TV runs hidden-camera footage of a liquor or convenience store being held up and someone behind the counter being shot, the perp is often a black male wearing a hoodie.

Listening to the heated rhetoric coming from demonstrations around the country, from the Black Caucus and TV talkers — about how America is a terrifying place for young black males to grow up in because of the constant danger from white vigilantes — one wonders what country of the mind these people are livin g in.

The real America is a country where the black crime rate is seven times as high as the white rate. It is a country where white criminals choose black victims in 3 percent of their crimes, but black criminals choose white victims in 45 percent of their crimes.

Black journalists point to the racism manifest even in progressive cities, where cabs deliberately pass them by to pick up white folks down the block.

That this happens is undeniable. But, again, what is behind it?

As Heather Mac Donald of the Manhattan Institute has written, from January to June 2008 in New York City, 83 percent of all identified gun assailants were black and 15 percent were Hispanics.

Together, blacks and Hispanics accounted for 98 percent of gun assaults.

Translated: If a cabdriver is going to be mugged or murdered in New York City by a fare, 49 ti mes out of 50 his assailant or killer will be black or Hispanic.

Fernando Mateo of the New York State Federation of Taxi Drivers has told his drivers, “Profile your passengers” for your own protection. “The God’s honest truth is that 99 percent of the people that are robbing, stealing, killing these guys are blacks and Hispanics.”

Fernando Mateo is himself black and Hispanic.

To much of America’s black leadership and its media auxiliaries, what happened in Sanford was, as Jesse put it, that an innocent kid was “shot down in cold blood by a vigilante.”

Yet, from police reports, witness statements, and the father and friends of Zimmerman, another picture emerges.

Zimmerman followed Trayvon, confronted him, and was punched in the nose, knocked flat on his back and jumped on, getting his head pounded, when he pulled his gun and fired. That Trayvon’s body was found face down, not face up, would tend to support this.

But, to Florida Congresswoman Federica Wilson, “this sweet young boy … was hunted down like a dog, shot on the street, and his killer is still at large.”

Some Sanford police believed Zimmerman; others did not.

But now that it is being investigated by a special prosecutor, the FBI, the Justice Department and a coming grand jury, what is the purpose of this venomous portrayal of George Zimmerman?

As yet convicted of no crime, he is being crucified in the arena of public opinion as a hate-crime monster and murderer.

Is this our idea of justice?

No. But if the purpose here is to turn this into a national black-white face-off, instead of a mutual search for truth and justice, it is succeeding marvelously well.

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